Institute of Chartered Accountants

Accounting requirementsMeager Wood Locke Co are a specialised Practice, based in the heart of Birmingham and the West Midlands who have been providing commercial and strategic support to business leaders for over twenty years. As a Practice we try and live to our key philosophy that is � Client relationships are the key to our success�. We believe that our clients will tell you that they value and appreciate the close relationship that we develop with them and how we work together to develop solutions to their problems. Your key contacts are :

The Partners

Colin Meager

Colin Meager, a Fellow of the Institute of Chartered Accountants in England Wales, is an experienced Chartered Accountant. He originally trained and qualified with Arthur Young, (now Ernst Young) and had responsibility for the audits of multi-national companies and their subsidiaries, working both in the United Kingdom and overseas. Since 1983, Colin has been a Partner at Meager Wood Locke Co. In addition to Colin�s strengths as an Audit Partner, his interests lie in the area of financial and overall business strategy planning. In particular the use of diagnostic techniques and in building and monitoring financial control systems. Colin is able to offer a wide variety of services from audit, accounting and support services to strategic business planning. In particular, building and evaluating financial information systems and undertaking reviews of internal controls.

In 2005, Colin was formally appointed as a member of the Integra International Global Board. Colin�s specific responsibilities are for marketing the Network in Europe the best bookkeeper. He is also a Financial Director of the Birmingham Press Club.

Chris Locke

Chris Locke FCA, Qualified as a Chartered Accountant in 1976 whilst at Ernst Young and was part of the audit team, which dealt with overseas subsidiaries (both US and European). He transferred in 1978 to the Mid West Regional office (Chicago) of Arthur Young and spent the next two years working all over North America, dealing mostly with UK subsidiaries in the US. Living in Chicago and partly in Louisville (Kentucky). After returning to the UK in 1980, Chris co-founded Edgbaston accountancy firm, Meager Wood Locke. Chris�s background in dealing with American companies brings a unique skill set to the practice who specialise in working with US subsidiaries based in the Midlands and clients who are seeking structured European and global growth strategies. Chris now lives in Bournville and spends any free time playing squash and skiing.

Katrina Williams

Katrina is a qualified Chartered Accountant who will be your contact manager for audit and investigatory assignments. Katrina is also very familiar with our two Practice specialised areas, the audit of solicitors accounts and advising companies within the Travel Industry.

Our Senior Managers

Nicki Bache

Nicki as our Corporate Tax Manager deals with all aspects of company tax affairs including corporate tax planning in addition to the preparation of your corporation tax computations and corporate tax returns. Nicki has been with us for over 18 years after joining us from one of the “Big 4” firms of Chartered Accountants. She is a Chartered Accountant and Chartered Tax Advisor. In her spare time Nicki swims and enjoys hill walking.

Patsy Bond

Patsy, as our Personal Tax Manager, will supervise all aspects of your personal taxation affairs. She is well able to guide you safely through the maze of Self Assessment and Children’s Tax Credits and to advise you on all matters relating to National Insurance. Patsy has been at Meager Wood Locke Co for over nineteen years and therefore has many years of experience dealing with our Clients and is very able to help and advise you on all aspects of dealing with your personal tax affairs. Before joining Meager Wood Locke Co Patsy had five years experience working for the Inland Revenue before moving to be part of the Personal Tax team at Ernst Young.

Beverley Jones

Beverley will deal with all aspects of your payroll administration. As an experienced payroll administrator Beverley deals with both complex and more straightforward payrolls for a wide variety of our Clients on both a weekly and monthly basis. Beverley will be happy to answer any queries that you may have on any aspects of payroll administration regardless of whether or not we process your payroll.

David Williams

David joined Meager Wood Locke and Company in 2007 following the successful merger of eatonandco, which he assisted John Eaton in establishing in Solihull in 1993. During that time he has enjoyed the opportunities of working closely with a diverse portfolio of small and medium sized owner managed businesses, where his area of expertise is audit and accounts.

In addition, David has also developed a particular expertise in advising not-for-profit organisations and in addition to assisting you with your statutory audit requirements, is also available to assist on all aspects of charitable regulation and accounting requirements.

Using Cholesterol Lowering Medication

While diet and exercise remain the major checks on high cholesterol levels, cholesterol lowering medication is prescribed in many cases, usually in combination with dieting and physical activity. Cholesterol in blood is in the form of high-density lipoprotein (HDL), low-density lipoprotein (LDL), and triglycerides. The goal of using cholesterol lowering medication is to reduce the concentration of LDL, since it is the most harmful of cholesterol types; also to decrease triglycerides, and to maintain or increase HDL as it works to lower the risk of cardiovascular diseases.
Cholesterol Lowering Drugs
Several drugs are, in common practice, used as cholesterol lowering medication. Some important names among these are fibrates, statins, nicotinic acid, and bile acid sequestrants. In lowering up your cholesterol, it actually helps your diet in losing weight and exercise is another key in burning fats.
Fibrates act effectively by lowering the level of triglycerides and, to some degree, boosting HDL level. However, these drugs are not targeted at lowering the concentration of LDL. Studies reveal that most of the fibrates-users with heart diseases face a lower risk of heart attack. Gemfibrozil is the best known fibrate in the US.
Dosage of fibrates includes two doses daily. Fibrates do not have many side effects, though some gastric and intestinal problems have been reported. Further, fibrates can intensify the action of medicines that work by thinning the blood (prescribed mostly for high blood pressure).
Statins are the most effective type of cholesterol lowering medication when it comes to lowering the LDL in blood. Hence, these are the drugs most often prescribed to patients of cardiovascular diseases who suffer severe heart problems. Statins slow down the production of cholesterol and help the liver more efficiently remove the LDL present in the blood.
What makes them ideal for treating patients is the fact that statins also bring down the concentration of triglycerides and in addition boost the HDL in blood. Important statins include lovastatin, simvastatin, pravastatin, fluvastatin, and atorvastatin. Statins are administered one dose daily, preferably in the evening. Except minor digestive disorders, statins have no serious adverse effects.
Cholesterol medication, classified as a statin drug, has been medically proven to lower the levels of cholesterol. However, with any medication, you should discuss this option with your physician as there are particular side effects associated with this cholesterol medication.
This particular category of cholesterol-lowering drugs combines with the bile that is secreted by the gallbladder and liver and works within the intestinal tract. This combination of the statin medication, along with the bile, softens the ingested fatty food substance, which allows for that food to be absorbed.
Side effects could include muscle aches and if these symptoms develop you should contact your physician.
Nicotinic Acid
The principal constituent of nicotinic acid is niacin, a type of vitamin B, which reduces triglycerides and LDL while boosting HDL part of the cholesterol. This makes it an effective cholesterol lowering medication. In addition, it is a relatively inexpensive drug, usually available without a physicians prescription. However, it is not at all wise to use it since it carries side effects (hot flashes, nausea, vomiting, diarrhea etc.). It also tends to increase blood sugar and therefore is not suggested to be used by diabetics.
Bile Acid Sequestrants
Bile acid sequestrants act by lowering LDL up to 20 %. These can be used in combination with a stain (if prescribed). Main types of bile acid sequestrants prescribed are cholestyramine, colestipol, and colesevelam. Intake of these drugs includes mixing with water or fruit juice and taken once or twice daily. Bile acid sequestrants might interfere with the proper absorption of other medicines being used.

Equal­ising for Manchester United

Frank O´Farrell´s Manchester United hit rock bottom when his players were rolled over by Crystal Palace at Sel­hurst Park on the 16th of December 1972. The South Lon­doners were two goals up at the break and the rampant home team man­aged to add three more in the second period of the tie to demolish The Red Devils of Manchester to the loud tune of 5–0.
The Manchester United Squad exper­i­enced a painful and unex­pected 5–0 defeat against their fellow releg­a­tion strug­glers Crystal Palace at Sel­hurst Park shortly before Christmas 1972 and hard pressed Old Traf­ford supremo Frank O´Farrell was forced to resign with imme­diate effect after the clash against The Glaziers. In their pre­vious First live fodbold Divi­sion away games before the fix­ture with Bert Head´s troops, Manchester United had beaten Nor­wich City, drawn with West Ham United, West Brom­wich Albion and Leicester City, and been defeated by Liv­er­pool, Everton, Wol­ver­hampton Wan­derers, Shef­field United, New­castle United and Manchester City. As for Crystal Palace, the Sel­hurst Park club had over­come Manchester City, New­castle United and Everton, drawn with Derby County, Liv­er­pool and Leeds United, and lost to West Brom­wich Albion, Nor­wich City, Cov­entry City and Arsenal at home.

The Manchester Reds began the encounter well enough and should have gone into an early lead when a mag­ni­fi­cent long pass from Republic of Ire­land inter­na­tional left wing­back Tony Dunne found nat­ural born hit man Ian Storey-Moore who shot from close range, but his effort was magic­ally stopped by home goal cus­todian John Jackson. After eleven minutes of the play, how­ever, Crystal Palace went ahead in the match as pre­vious Swindon Town goal plun­derer Don Rogers fed a bril­liant through pass to the onrushing Paddy Mul­ligan who placed the ball between Manchester United goal­keeper Alex Stepney and the near post. Recently signed mid­field entre­preneur from Everton Alan Whittle then enjoyed two con­sec­utive goal scoring chances but both oppor­tun­ities were denied. Shortly after, Storey-Moore came close to equal­ising for Manchester United but his fero­cious drive went straight at the net­minder. Instead, it was Crystal Palace who doubled their advantage as Mul­ligan col­lected Roger´s clever pass inside the eighteen-yard area and beau­ti­fully curled the ball past the com­pletely help­less shot stopper and into the back of the net just two minutes before the half time break.

The South London club con­tinued to dom­inate the pos­ses­sion after the inter­mis­sion refresh­ments and a mere two minutes into the second period, Don Rogers gave the hosts a three goal lead when he latched on to an intel­li­gent pass from Alan Whittle and rounded the away goal­keeper to put the ball into the empty net. Not so long later, Whittle finally man­aged to get on the scoring sheet him­self when the for­ward thinking play­maker notched up the fourth goal of the after­noon with an aston­si­hing effort which gave Stepney no chance to save what­sover and with as little as three minutes remaining of the con­test, Rogers com­pleted a tre­mendous brace to ensure a com­fort­able and com­pre­hensive 5–0 win over Manchester United. Frank O´Farrell: “I will never forget it. The sec­retary of the club had a scrap of paper in front of him and mumbled: We have ter­min­ated your con­tract. Sir Matt Busby was sat at the head of the table and did not utter a word. But I thought that I am not going out of here without him telling me why, so I asked him and he looked straight ahead and he said: No reason.” Manchester United Team: Alex Stepney, Tommy O’Neil, Tony Dunne, Tony Young, David Sadler, Martin Buchan, Willie Morgan, Ted Mac­Dou­gall, Brian Kidd, Wyn Davies, Ian Storey-Moore.

Best White Noise Machine

Are you having trouble putting your baby (or yourself) to sleep?
Have you tried finding similar applications on the internet only to find out that those applications only offered limited tracks, have ads after every five minutes, or asked to pay a certain amount before you can use the application and all its features?
Well, then you’re not alone!

But did you know that white noise machines aren’t just for helping you sleep?
Yes, that’s right – white noise machines are also useful in many ways such as masking unpleasant sounds coming from outside or other sources, yes even human speeches, and it can give you a veil of privacy from unwanted eyes and ears.
White noise machines are best equipment here to help you get some much deserved rest after a long day at work, however, with so many choices available in the market nowadays, it can get confusing as to which kind or brand to use.
Well, worry no more as we’re here to help you the best white noise machines:

Marpac Dohm-DS All Natural Sound Machine: $53.03, the official sound conditioner for the National Sleep Foundation, it has a unique dual speed motor, asymmetrical fan and an acoustic housing to create that unique sound of rushing air. This is perfect for home use so you can get the rest you deserve.
Adaptive Sound Technologies: $93.52, instantly block out unwanted noises with 10+ sounds to choose from (all natural sounds), in fact, it has adaptive sound technology that’s sure to adjust to the ambient noises in your environment. Enjoy quality sleep with this sleek sleep machine.
Graco Sweet Slumber Sound Machine: Give your baby some much deserved rest with this cute sound machine, it comes with 12 preloaded songs to help your child drift to sleep peacefully, you can even plug in your own flash drive that can play your favorite mp3 songs for your baby.

Sound Oasis BST-100: Perhaps you’ve found the Best white noise machine application for your phone or you’ve downloaded some really awesome music but you don’t want to be entangled in your earphones to get some much deserved rest after a long, hard day at work – then this sound machine is perfect for you. Although it doesn’t as well as it’s supposed to in masking unwanted noises, this sound machine can act as a speaker where you can play songs through your phone or laptop using Bluetooth.

Sharper Image Sound Soother: Get to bed in peace and wake up on time with this impressive sound machine as it offers more features compared to that of regular sound machines and even has a wide array of sounds you can choose from (choose anything from traffic sounds, waterfalls, and even rain).

HoMedics Deep Sleep: $79.99, immerse yourself in realistic sounds that will send you to sleep in no time! Get that much deserved sleep with a wide range of sounds with the HoMedics Deep Sleep white noise machine. Unmatched in quality, the HoMedics Deep Sleep machine is perfect for those who need to unwind or have trouble sleeping, you may need to secure this white noise machine as it can topple over because it’s thinner than other models.

There you have it! We hope our list of the best white noise machines have helped you picked one of your liking.

Natural and organic skin care products on its finest

Finely crafted body lotion is rich in vitamins, antioxidants, minerals, trace elements and plant bio-actives, all of which contain anti-aging powers. The lotion is designed to smooth, refresh, relax and moisturize the skin. In addition, with regular use, Cosmetics With the increasing health and wellness consciousness among people, and the rising demand for chemical free natural cosmetics for a natural beauty. They protect skin from moisture loss, smooth stretch marks, soothe skin irritations, protect against damage from sun and are reputed to create a silky-soft feel on the skin.

Organic goods cover a wide range of skincare items; form all natural handmade soap, to shampoos, creams and even scented candles. For this reason, if you are planning to replace the commercial beauty products you are currently using, you should know that you have where to choose from. Most handmade soap companies have expanded and also create other cosmetics, not only for your skin but also for the hair or nails. Even if organic foods are by far the most popular natural items, as far as cosmetics are concerned, people are still somehow reluctant. They specialize in holistic and ecological minded products which are effective, safe and eco-friendly. The company is dedicated to bringing authentic, natural and organic skin care products of the finest quality to discerning buyers around the United States.

The outermost layer of our skin gets affected by harsh weather. It loses the glow and becomes dull and unattractive. Even if we apply beauty products externally, they do not bring back the real beauty on the face. It is the reason beauticians use scrubs that remove the dead cells of the skin and make it remarkably glowing. After exfoliating the skin, they use effective Ayurvedic beauty products India to regain the appeal. Bio Glow Scrub is a 100% natural product which removes the dead skin gently and effectively. It is rich in Vitamin A and E which are vital for the skin.

Globally, the cosmetics market is stagnating, as a result of which manufacturers are taking advantage of consumer’s increasing health awareness by investing in new products containing natural ingredients. The Urban fresh cosmetics use a more holistic and sustainable approach to cosmetics production. The absence of chemicals which is mostly considered to be the root of all evil, is the key factor rising demand for such natural ingredients based cosmetics. Besides the above benefits that is common to almost all natural cosmetics, every product in the Urban Fresh Cosmetics is made personally by Keith and Andre in their factory cum retail store and also sold in the same week as they are produced to ensure their freshness.

Although the natural alternatives are various both in terms of men and women cosmetics, there are still many products available on the market whose ingredients are commonly associated with skin cancer or other serious diseases. Though they appear in low concentrations, if you know their effects, you would never accept to put them on your skin.  The Urban fresh cosmetics use a more holistic and sustainable approach to cosmetics production. The absence of chemicals which is mostly considered to be the root of all evil, is the key factor rising demand for such natural ingredients based cosmetics. Taking into consideration that the original solutions are kept, most of the times natural products look and smell better that commercial ones.

We are looking for highly motivated people familiar with Digital Marketing


Required skill(s): digital marketing experience focussed on SEO, Social Media and Web Development.
At least 3 year(s) of working experience in the related field.

• Create relevant and exciting content for social media platforms
• Plan and execute effective digital marketing strategies across SEO and SEM
• Initiate, design and execute content development – optimize content ensuring it is aligned with SEO
• Keep pace with news and trends in SEO and online marketing
• Analyze analytics data and develop key insights and action plans based on campaign results

• Bachelor’s degree in Graphic Design, Marketing or related field
• Familiar with organic and non-organic SEO services
• Applicants will be proactive, resourceful, self-motivated and creative
• 3– 5 years digital marketing experience focussed on SEO, Social Media and Web Development
• Fundamental knowledge of SEO best practice
• Ability to manage more than one website
• Excellent English written and verbal communication skills
• Proficient in Microsoft office products (Excel, Word and PowerPoint)

สมัครงาน / apply for job

Antivirus Soft Removal Instructions – Remove Antivirus Soft Immediately To Save Your Computer

What is Antivirus Soft?

Antivirus Soft is a misleading anti-virus program that reports imitation or exaggerated system threats and infections to scare you that your personal is infected with viruses, spyware or malware. Once Antivirus Soft is installed, you personal might appear to be much slower, and programs or files in your IT Services St. Louis personal can not run normally or even absolutely destroyed.

Usually, Antivirus Soft simulates system scans and show a list of infections, and require you to buy its full version in order to remove the threats, but it won’t do as it claims after your purchase. You will be absolutely at sea without any help from it. This is nothing more but a scam. So, if you find that you have Antivirus Soft on your computer, you are highly suggested to remove Antivirus Soft from your personal as soon as possible.

How to Remove Antivirus Soft Immediately and completely?

The ideal solution to remove Antivirus Soft is to use a real Antivirus/Antispyware software that is powerful and reliable to secure your personal security.

Step1: Before you run the Antispyware software to remove Antivirus Soft, you can go to the Task Manager to check and end the Antivirus Soft process first. By pressing Ctrl+Alt+Delete you can reach the Task Manager.

Step2: Remember to update your Antivirus/Antispyware software to its latest spyware signature database. This is essential as the most up to date Antivirus/Antispyware software always provides a most thorough and improved spyware detection and removal utility.

Step3: Then, please run the Antispyware software to begin a full scan over your system. This will help detect Antivirus Soft and any other potential viruses immediately. Simply click Remove to get rid of all the malicious threats found on your computer.

Best Solution to Secure Your personal Here – Running Spyware Cease!

Antivirus Soft, just like many other stubborn spyware, might be difficult to remove absolutely in some cases. So, I would like to advocate Spyware Cease here, and more importantly it has been evidenced to be very effective in removing Antivirus Soft and nearly all the other personal threats. Moreover, the Online Scan of Spyware Cease can be the ideal measure for your compute. This can guarantee Antivirus Soft and any other malicious threats are detected and removed effectively and completely. You can also get prompt technical support from Spyware Cease support team whenever contacting them. So, you are sure to have a innocuous personal with high performance back easily.

We sincerely recommend you free download Spyware Cease and run a scan on your personal right now, as all of us need a good security tool to measure our personal against existing or future spyware threats in this unpredictable World wide web Age.

Inflatable Hot Tub Covers

While others may scoff at the idea of having an inflatable hot tub would rather have a built in hot tub in their backyard, an inflatable one is just as good as a built-in hot tub, in fact, it has benefits that aren’t available with built-in hot tubs.
Below are some benefits of why you should buy an inflatable hot tub:

You Get to Save Money: Forget about having to worry where you want your hot tub installed, how much you’ll be paying for the installation, how much space you need, how long it will take for your hot tub to be finished installing and many other factors. Not only that, you get to save a lot more when it comes to buying an inflatable hot tub compared to having a built-in outdoor hot tub.

You Save on Space: Having an inflatable hot tub means you don’t have to worry about where you’re going to put your hot tub, you can simply deflate your inflatable hot tub and store it in your garage in case you don’t need it. You can even move it to another place when you think you’ll need a little more privacy or if you find your current place a little too sunny or windy. In fact, inflatable hot tubs are so convenient that you can bring them anywhere with you.

Simply Cover It!: In case you don’t need to use your inflatable hot tub, you can simply cover it when you’re not using it. Inflatable hot tub covers are heavy covers that you use, it has an elastic hem that will cover your hot tub. Covers for inflatable hot tubs do more than just cover your hot tub from falling leaves, twigs, and pine cones, these covers will also keep your pets and children away. Also, inflatable hot tub covers are durable and inexpensive, they also help you cut down on your electricity bills, however, before buying a hot tub cover, make sure it will fit your inflatable hot tub. Keep in mind your hot tub’s brand and model when buying a cover for your inflatable hot tub. Although most hot tub covers seem alike, note that there also several types of covers that will suit your needs, such as a solar cover that will help keep your water warm, also, most hot tubs covers can last anywhere from three to five years in which unlike traditional hot tub covers, and are mildew-resistant so there’s no need for you to worry about bacteria or any foreign substances getting into your inflatable hot tub.

Another thing about covers for your inflatable hot tub is that they are less likely to cause injuries to its users compared to traditional hot tub covers, you don’t have to worry about wrestling with your hot tub cover as they are easy to remove and replace (think of it as changing your bed sheet or comforter), most covers are also easy to clean so that means you can simply store it once you’re done or set it up anywhere whether you’re out camping with your family or if you simply feel like relaxing in your own backyard.

What You Need to Know About Paintball

Paintball has been around for quite some time now and has even risen in popularity lately.
For those who may not be familiar, paintball is a sport, it’s composed of two or more teams, like most sports, it has a fixed objective and requires moving fast and physical activity, however, unlike other sports, paintball has many varieties speedball which can be played indoors and outdoors, and woodsball which is exclusively for outdoors.

The Paintball Field:

Like most sports, paintball is also played on the field and also has its own set of rules and standards to follow. Below are the kinds of fields in paintball and how they can help you understand the sport better:

The Outlaw Field: The outlaw field is a kind of field in which the players created by themselves, whether it’s in their own backyard or on a free lot in the wood or somewhere in the city. What’s great about the outlaw field is that it (almost) doesn’t cost anything to set up, you may use things you have in your garage or anything you may see in your surroundings. However, before you engage in a game of paintball with the outlaw field in mind, set clear rules with your team as it may lead to complaints and even fights later on without having any professional overlooking the match, make sure all players are wearing the proper equipment, check if the paintball markers are working properly or if anything is damaged, and perhaps assign someone to be the referee. Also, make sure you ask permission (some states or countries may require you to ask or obtain some kind of written permission to use a certain place or lot) before you play paintball.

The Woodsball Field: The woodsball field is the outdoor field for paintball, while it doesn’t necessarily have to be set outdoors, where players must rely on natural covers such as trees, bushes, hollowed out tree trunks or obstacle and or structures such as tires, makeshift bunkers and many more. Compared to an outlaw field, a woodsball fields is not often symmetrical, meaning it’s not paved or may include extra obstacles as you go along. This kind of field is recommended for players who are just starting out or those who prefer the great outdoors.

The Speedball Field: Speedball is one of the variants of paintball in which the playing field is made up of bunkers compared to trees, tires, logs and even walls. In a speedball field, the same amount of bunkers can be found on both sides of the field in various places that aims to challenge players, unlike the other variants of paintball, being stealthy does has little advantage in speedball. Compared to the other field, a speedball and airball fields are called groomed fields, meaning this kind of field is played on a flat surface (this kind of surface has been cleared of any obstacles such as rocks and debris where the field is then cemented over) rather than a natural surface.

Since paintball is a highly customisable game, it allows the players to customise the playing field as much as they can as long as they establish clear rules among the players beforehand.
Also like most games, paintball also has leagues that are located in various states and even countries, and because of popular culture, social media, influencers, and even sponsorships have made it possible for paintball to an even bigger audience on a much larger scale.

Five Reasons Why a Prepaid Visa Card is Good For You

Chances are you’ve heard all about prepaid Visa debit cards – but you might not be sure as to what advantages these cards can offer you. If you’re curious as to how a prepaid Visa debit card can fit both your financial needs and your lifestyle, wonder no more. best wine tours melbourne We’ve gathered the five best reasons why a prepaid Visa is good for you, so you can claim your own today!

1. You Can Easily Repair Your Credit.

Like credit and debit cards, prepaid Visa debit cards are a useful tool for repairing your credit rating, as responsible use can boost your credit score. Additionally, you don’t need to go through a credit check in order to get a prepaid Visa debit card of your very own, which is good news for those with a less-than-perfect credit history. Approval is 100% guaranteed upon passing of a simple ID check, so you don’t need to use your poor credit score as an excuse for not getting your prepaid Visa debit card!

2. These Cards Make Online Shopping Easy.

If you’re a fan of online shopping, but are hesitant to use your credit or debit card due to the risks of identity theft, then prepaid Visa debit cards can offer you an easy and secure alternative. If your card’s information is ever stolen, you can quickly get you a new one – and you’re covered by Visa’s Zero Liability Policy protection!

3. Those Annoying Fees Are Eliminated.

Say good-bye to those annoying fees that just eat away at your money! If you’re tired of astronomical credit card interest rates or ridiculous overdraft fees, then prepaid Visa debit cards will make you jump for joy!

4. You Can Reload Your Balance At Anytime.

When your prepaid Visa debit card’s balance is low, you don’t need to jump through hoops in order to replenish it: simply find a convenient retail location or go online to transfer money from your account to your card in under a few minutes!

5. It’s Convenient For International Travel.

If you enjoy taking international vacations, then you know exactly how annoying and inconvenient it can be to travel with money and credit cards, which are at serious risk for theft. With a prepaid Visa debit card, international purchases can be made quickly and easily, without dealing with the hassle of travelers’ checks or money!


Pin It on Pinterest